According to 215 ILCS 5/143.24b, an automobile insurer must provide policy limits if a claimant takes the steps described in the statute, as follows:
Any insurer insuring any person or entity against damages arising out of a vehicular accident shall disclose the dollar amount of liability coverage under the insured's personal private passenger automobile liability insurance policy upon receipt of the following: (a) a certified letter from a claimant or any attorney purporting to represent any claimant which requests such disclosure and (b) a brief description of the nature and extent of the injuries, accompanied by a statement of the amount of medical bills incurred to date and copies of medical records.
The letter must be by certified mail, return receipt requested. Below the fold is a sample letter that tracks the statute.
VIA CERTIFIED MAIL
RETURN RECEIPT NUMBER XXX
To Whom It May Concern:
Please be advised that I represent [claimant] in his/her claim against [insured]. Pursuant to 215 ILCS 5/143.24b, please provide the dollar amount of any liability coverage which you provide for [insured]. You are required to provide this information within thirty (30) days of receipt of this letter.
In accordance with Section 143.24b, I am also providing the following information. [Insert a brief description of the nature and extent of the injuries.] A copy of my client's medical records are enclosed for your review. To date, the medical bills incurred by my client total $_________. I am also enclosing a copy of the medical bills for your review.
I look forward to your prompt response.
Yours very truly,